Retirement Solutions

Retirement Solution is comprehensive process to understand how much money you retire post your retirement
Around 65% of senior citizens are dependent to their family members. Cost of living, medicine, inflation are rising each year which can make big hole in your pocket.
Advance retirement planning helps to save money for your retirement considering current financial and market situation
On an average Indian Life expectancy for male is around 74.2 years and for female its 80.2 years. Progress in our medical stream and new technologies are increasing our life span
If we consider above factor, you need to plan retirement plan for at least 25 years for yourself and your spouse / dependent. Savings before 2-3 years of retirement won't help much in such cases
Be proactive and plan your retirement savings from early age

Benefits of Retirement Planning

Return On investment
Tax Benefits
Cost Savings
Peace of Financial Dependence
Post retirement Legacy/Travel goals
Early retirement options
Secure nominee post your death

How to choose Retirement Plan

1. Choose your need

Go with realistic expectation and cover yourself

2. Decide Time Frame

Depend on time frame, pension payment vary. Decide when you want to retire and plan accordingly

3. Consider your future goals

Check benefits, market fluctuation, nominee's benefit, your future need while choosing right policy for you

Different options available in Retirement Plans

Regular Pension Plans

You and your spouse can receive regular pension for life for monthly / quarterly / semi annually / annually plus premium to nominee

Annuity Based Plans

Flexible annuity payment plan with flexible payouts and Loan facility for few plans. Nominee will get death benefit

Unit Linked Plans

Plan that offers the policyholder market linked returns with minimal charges, which helps in meeting post-retirement requirements.

Young Pension Plan

These plans are exclusively designed if you want to retire early and do not want to wait till age 60. Minimum entry age is 30 years and eligible for pension benefits